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Use It or Lose It

Use It or Lose It: How to Make the Most of Your Dental Health Fund Before Year-End

As the year winds down, many Australians may be thinking about their health fund benefits and what’s left to use before the annual expiry. If you have a dental health fund, it’s important to understand how your coverage works so you can make the most of your benefits before December 31.

Dental health funds can help cover costs for a range of services, from routine check-ups and cleanings to more complex treatments such as fillings, crowns, or dentures. Each year, the fund allocates a certain rebate for dental care, and any unused benefits may not carry over to the next calendar year. This underscores the importance of planning and booking any necessary treatments before the deadline.

How to Maximise Dental Benefits

Here are some practical ways to maximise your dental benefits before the year ends:

• Book routine appointments early. Preventive care such as examinations, cleanings and x-rays is often fully or partially covered. Booking these visits now can help you use your rebate and maintain oral health.
• Check your remaining balance. Contact your health fund or review your online account to see how much of your dental coverage is still available. Knowing your balance helps prioritise treatments that will use your benefits effectively.
• Plan necessary treatments. If you’ve been postponing procedures like fillings, crowns or other restorative work, year-end is considered to be an ideal time to take advantage of your coverage.
• Confirm rebates before booking. We can check your entitlements and advise on out-of-pocket costs. This helps ensure you receive the maximum benefit available.

Using your dental benefits before December 31 can help patients save on out-of-pocket costs and support maintaining oral health into the new year. At Vital Dental, we encourage patients to review their coverage and make appointments before the deadline.

We invite you to book your appointment at Vital Dental today.